CIO

Mr. Gonzalez worked for Banco Santander from 1992 through 2006, and became a member of the bank’s Executive Committee in 1995;

From March 2004 through September 2006, he was responsible for Investment Banking, Brokerage and Custody areas;

From May 2000 through February 2004, Mr. Gonzalez was responsible for the bank’s Asset Management (third parties’), Private Banking, Brokerage, Custody and Pension areas;

From August 1997 through April 2000, he was responsible for the Fixed Income, Derivatives and Treasury areas of Santander Investment securities – NY. Among the deals in which Mr. Gonzalez participated in were the sovereign issues of Argentina and Mexico, as well as several Latin American, private sector debt issues;

From September 1992 through July 1997, he was responsible for the proprietary trading of Banco Santander Brasil and co-responsible for the Treasury departments of Banco Santander in Argentina, Chile, Venezuela and Mexico;

From 1984 through 1992, Mr. Gonzalez worked at BOVESPA in the project for the creation and implementation of the Mercantile and Futures Exchange (BM&F);

Mr. Gonzalez holds a B.A. in Economics from USP (1980) and a Masters degree in Economics from UNICAMP (1983).